Funding options for professional home care
If you’re currently considering options for professional care at home, you might want to also think about funding. We’ve put together a few different routes you could take.
Your local authority may be able to help you with home care funding. To inquire, request them to assess your care needs, and if they agree that you need support, they will conduct a means test to establish whether or not the authority will meet the total cost of your care or if you may have to contribute. If your local authority agrees to meet the total sum of costs, you will be set a personal budget and that way you can arrange the best care for you. Professional carers can also be hired through your local authority.
Remember that even if the local authority is unable to cover your costs, you can still ask them for advice regarding the best option for you or your loved one.
If the home care you require is health related it’s likely that you’ll be able to receive a certain amount of help from the NHS. The NHS continuing healthcare can help if your needs are severe and this type of care is usually free, arranged and funded by the NHS. This will require a full assessment with a team of healthcare professionals. Other types of care provided by the NHS include “aftercare” and “nursing care, ” but again, this all depends on each individual situation.
Charities and funds
Sometimes charities are able to give you financial support with your at-home care. For example, if you have worked in a particular industry in the past the corresponding charity may be able to offer funds. If you have a child under the age of 18 who requires professional home care, the Family Fund may be able to help.
If you are under the age of 65, you might be entitled to Personal Independence Payment to help with some expenses. On the other hand, if you’re over 65 and need help with basic tasks such as getting up on a morning, washing, preparing meals or going to the toilet you might be eligible for Attendance Allowance.
Hopefully our rough guide has given you some of the advice you require to get the help that you need in place as soon as possible.